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Pet insurance

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Pet insurance

Postby cstone01 » Wed Jul 08, 2020 5:31 am

I was wondering on peoples opinion on pet insurance, and if they have found companies that cover birds. My late cockatiel ended up with $3500 in bills at the vet and Am looking into the possibility of purchasing for hephaestion. Is an emergency fund a better way to go?
cstone01
Lovebird
 
Gender: This parrot forum member is female
Posts: 45
Number of Birds Owned: 1
Types of Birds Owned: Alexandrine
Flight: Yes

Re: Pet insurance

Postby cstone01 » Wed Jul 08, 2020 5:45 am

I’m doing some research and I found out that nationwide has a policy for birds, I’m going to call for the price. “ exotic pet insurance plan covers accidents and illnesses as well as examinations, lab fees, prescriptions, X-rays, hospitalization and more. We cover most birds and a wide range of exotic pets”
cstone01
Lovebird
 
Gender: This parrot forum member is female
Posts: 45
Number of Birds Owned: 1
Types of Birds Owned: Alexandrine
Flight: Yes

Re: Pet insurance

Postby Pajarita » Wed Jul 08, 2020 7:22 am

When you have young animals, insurance is a GREAT idea!
Pajarita
Norwegian Blue
 
Gender: This parrot forum member is female
Posts: 17456
Location: NE New Jersey
Number of Birds Owned: 30
Types of Birds Owned: Toos, grays, zons, canaries, finches, cardinals, senegals, jardine, redbelly, sun conure, button quail, GCC, PFC, lovebirds
Flight: Yes

Re: Pet insurance

Postby cstone01 » Wed Jul 08, 2020 9:44 am

So I called them and it’s only going to be about $30 a year! They have birds by category not by specific species so our Alexandrian is in the same category as a budgie. It is a 10% co-pay and a $50 deductible so I think it’s a very good purchase. $2000 maximum per incident, 7000 per year
cstone01
Lovebird
 
Gender: This parrot forum member is female
Posts: 45
Number of Birds Owned: 1
Types of Birds Owned: Alexandrine
Flight: Yes

Re: Pet insurance

Postby Pajarita » Thu Jul 09, 2020 8:32 am

Sounds good! Does your avian vet accept this insurance?
Pajarita
Norwegian Blue
 
Gender: This parrot forum member is female
Posts: 17456
Location: NE New Jersey
Number of Birds Owned: 30
Types of Birds Owned: Toos, grays, zons, canaries, finches, cardinals, senegals, jardine, redbelly, sun conure, button quail, GCC, PFC, lovebirds
Flight: Yes

Re: Pet insurance

Postby cstone01 » Mon Jul 13, 2020 6:01 pm

It’s a reimbursement service independent of the vet, I called our usual vet (this year we are in a different state but will return to ky) and they said it is usually approved... I’m not 100% sure how they do this if it is 30$ a year and his annual check up is 112 with only a 50$ copay on our part but we will try it out.
cstone01
Lovebird
 
Gender: This parrot forum member is female
Posts: 45
Number of Birds Owned: 1
Types of Birds Owned: Alexandrine
Flight: Yes

Re: Pet insurance

Postby Pajarita » Tue Jul 14, 2020 8:56 am

Yeah... the math doesn't seem to 'add up', does i t?
Pajarita
Norwegian Blue
 
Gender: This parrot forum member is female
Posts: 17456
Location: NE New Jersey
Number of Birds Owned: 30
Types of Birds Owned: Toos, grays, zons, canaries, finches, cardinals, senegals, jardine, redbelly, sun conure, button quail, GCC, PFC, lovebirds
Flight: Yes


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